diff --git a/numbers.go b/numbers.go
index c58cc44..551844e 100644
--- a/numbers.go
+++ b/numbers.go
@@ -56,6 +56,11 @@ func FormatDecimalN(f float64, decimals int) string {
 	}
 	multiplier := math.Pow(10, float64(decimals))
 	fracInt := int64(math.Round(fracPart * multiplier))
+	if fracInt >= int64(multiplier) {
+		intPart++
+		intStr = formatIntWithSep(intPart, nf.ThousandsSep)
+		fracInt = 0
+	}
 	if fracInt == 0 {
 		if negative {
 			return "-" + intStr
diff --git a/numbers_test.go b/numbers_test.go
index 19bc525..1b20313 100644
--- a/numbers_test.go
+++ b/numbers_test.go
@@ -44,6 +44,8 @@ func TestFormatDecimal(t *testing.T) {
 	}{
 		{1.5, "1.5"},
 		{1.0, "1"},
+		{1.995, "2"},
+		{9.999, "10"},
 		{1234.56, "1,234.56"},
 		{0.1, "0.1"},
 		{-0.1, "-0.1"},
@@ -58,6 +60,31 @@ func TestFormatDecimal(t *testing.T) {
 	}
 }
 
+func TestFormatDecimalN_RoundsCarry(t *testing.T) {
+	svc, err := New()
+	if err != nil {
+		t.Fatalf("New() failed: %v", err)
+	}
+	SetDefault(svc)
+
+	tests := []struct {
+		f        float64
+		decimals int
+		want     string
+	}{
+		{1.995, 2, "2"},
+		{9.999, 2, "10"},
+		{999.999, 2, "1,000"},
+	}
+
+	for _, tt := range tests {
+		got := FormatDecimalN(tt.f, tt.decimals)
+		if got != tt.want {
+			t.Errorf("FormatDecimalN(%v, %d) = %q, want %q", tt.f, tt.decimals, got, tt.want)
+		}
+	}
+}
+
 func TestFormatPercent(t *testing.T) {
 	svc, err := New()
 	if err != nil {